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Barely any heating season

Best heat pumps for Florida

In Florida a heat pump heats for less than gas.

A typical heat pump costs about $123 a year to heat a house, against $186 for a 95% gas furnace, at 15.4¢/kWh and $2.46/therm.

Cheapest to run in Florida

City guides

Each guide uses that city's own climate data. Typical yearly cost of a 3-ton heat pump, heating plus cooling:

More for Florida

Heat pump vs. gas, propane and oil$123 vs. $186 gas
  • Heat pump (typical, 9.0 HSPF2)$123/yr
  • Natural gas furnace, 95% AFUE$186/yr
  • Natural gas furnace, 80% AFUE$221/yr
  • Electric baseboard or furnace$325/yr
  • Heating oil, 85% AFUE$365/yr
  • Propane furnace, 95% AFUE$403/yr
Top 8: 3-ton central heat pumpsfrom $595/yr

All 3-ton heat pumps

Top 8: 12,000 BTU mini-splitsfrom $185/yr

All 12,000 BTU mini-splits

Climate in the state's citiesNOAA normals
  • Jacksonville0.0 nights ≤ 0°F · 96 days ≥ 90°F
  • Miami0.0 nights ≤ 0°F · 30 days ≥ 90°F
  • Tampa0.0 nights ≤ 0°F · 94 days ≥ 90°F
  • Orlando0.0 nights ≤ 0°F · 110 days ≥ 90°F
  • St. Petersburg0.0 nights ≤ 0°F · 71 days ≥ 90°F
  • Port St. Lucie0.0 nights ≤ 0°F · 67 days ≥ 90°F
  • Hialeah0.0 nights ≤ 0°F · 100 days ≥ 90°F
  • Cape Coral0.0 nights ≤ 0°F · 120 days ≥ 90°F
  • Tallahassee0.0 nights ≤ 0°F · 103 days ≥ 90°F
  • Fort Lauderdale0.0 nights ≤ 0°F · 68 days ≥ 90°F
  • Pembroke Pines0.0 nights ≤ 0°F · 105 days ≥ 90°F
  • Gainesville0.0 nights ≤ 0°F · 90 days ≥ 90°F
  • Palm Bay0.0 nights ≤ 0°F · 63 days ≥ 90°F
  • Coral Springs0.0 nights ≤ 0°F · 93 days ≥ 90°F
  • West Palm Beach0.0 nights ≤ 0°F · 74 days ≥ 90°F
  • Lakeland0.0 nights ≤ 0°F · 121 days ≥ 90°F
  • Pompano Beach0.0 nights ≤ 0°F · 59 days ≥ 90°F
  • Clearwater0.0 nights ≤ 0°F · 94 days ≥ 90°F
  • Palm Coast0.0 nights ≤ 0°F · 65 days ≥ 90°F
  • Deltona0.0 nights ≤ 0°F · 115 days ≥ 90°F
Questions2
Is a heat pump worth it in Florida?
At Florida prices a typical heat pump heats a house for about $123 a year, against $186 for a 95% gas furnace, so it is cheaper to run even before counting that it replaces the air conditioner.
Do I need a cold-climate heat pump in Florida?
Generally not. None of the Florida cities we track has winters cold enough to require a cold-climate model, although one still helps on the coldest nights.

Running cost calculator

Pre-filled with Florida prices. Pick your city and what you heat with today.

Heat pump $581/yrYou save $565/yrSee details ↓
1. Where you live
Adjust heating and cooling hours

Filled in from your city's climate. Change them if you run the system much more or less than usual.

2. The heat pump pick a model or type its ratings
3. What it replaces
4. Price replace the example with your quote
Heat pump, per year
$581
Current system, per year
$1,146
You save per year
$565
Payback
15.9 years
Net after 10 years
-$3,353

Cooling $499Heating $82Electricity used: 3,773 kWhSaved vs. a minimum-efficiency heat pump: $215

Estimates use the unit's rated SEER2 and HSPF2, full-load hours derived from NOAA 1991-2020 degree days, average residential electricity prices from the U.S. EIA (12 months to July 2026) and fuel prices from EIA (2025 for natural gas, week of 2026-10-05 for propane and heating oil). Very cold days that need backup heat are not modelled. Federal minimum for comparison: 14.3 SEER2 / 7.5 HSPF2.

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