HVAC Rated

4-ton central heat pump · NS22H Series

GE NS22H48MA4-**A

Excellent cooling efficiency and below average heating efficiency for a 4-ton central heat pump, but not rated for cold climates.

Ranks #26 of 319 4 ton central heat pumps for cooling efficiency, and costs about $1,350 a year to run in a mixed climate like Atlanta.

SEER2
19.5 Cooling efficiency over a season
Excellent · beats 91%
HSPF2
8.5 Heating efficiency over a season
Below average · beats 38%
EER2
12.0 Cooling efficiency on a 95°F day
Average · beats 64%
Heat at 5°F
25,200 BTU/h52% of its 47°F output
Average · beats 48%

A good fit if…

  • You want low cooling bills - its SEER2 beats 91% of central heat pumps.
  • You want steady temperatures and quiet running - the compressor varies its speed.
  • You want a choice of indoor units - 28 certified pairings.

Think twice if…

  • You often see nights below 0°F - it is not cold-climate certified.
  • You mainly need heat - its HSPF2 is below average for central heat pumps.
  • You want the newest refrigerant - it uses R-410A, which is being phased down.

Calculate my running cost

Details

Specifications4 ton, R-410A
General
BrandGE
Outdoor unit modelNS22H48MA4-**A
SeriesNS22H Series
TypeCentral heat pump
Nominal size4 ton
CompressorVariable-speed units run longer at low powerContinuously variable
RefrigerantR-410A
Connected (smart) capableNo
On the market sinceApril 3, 2023
Last certifiedMay 27, 2026
Cooling
SEER2Seasonal efficiency, higher is better19.5 (range 18.5-19.5)
EER2Efficiency at 95°F outdoors11.7-12.0
Cooling capacity45,000-47,500 BTU/h
Heating
HSPF2Seasonal efficiency, higher is better7.8-8.5
Capacity at 47°F43,500-45,500 BTU/h
Capacity at 17°F27,200-28,800 BTU/h
Capacity at 5°F22,600-25,200 BTU/h
COP at 5°F2.0 = twice as efficient as a space heater1.82-2.04
ENERGY STAR cold climateNo
Heating output as it gets colder52% kept at 5°F

Every heat pump delivers less heat as the outdoor temperature drops. Certified output of its matchup with NAM60V2TA4 at the standard test temperatures, in BTU/h:

Certified matchups28 indoor units

The same outdoor unit scores differently with each indoor unit and furnace. Ask your installer for the AHRI reference number of the exact system you are quoted.

Indoor unitFurnaceSEER2EER2HSPF2Heat @5°FAHRI ref.
NAM60V2TA4-19.512.08.523,200212403797
NCUU60CP4+TDR+TXVNF97U110M5C19.012.08.524,800212403833
NCUC60CT4+TDRNF97U110M5C19.012.08.524,800212403825
NAM48V2TA4-19.012.08.022,600212403799
NCHC48CT4+TDRNF97U110M5C19.012.07.824,000212403807
NCHC51CT4+TDRNF97U110M5C19.012.07.824,400212403816
NCHC48CT4+TDRNF96U110V5C19.012.07.824,000212403804
NCHC51CT4+TDRNF97U090M5C19.012.07.824,400212403815
NCHC51CT4+TDRNF96U110V5C19.012.07.824,400212403813
NCUU60CP4+TDR+TXVNF96U110V5C18.512.08.525,000212403830
NCUU60CP4+TDR+TXVNF97U090M5C18.512.08.525,000212403832
NCUC60CT4+TDRNF96U110V5C18.512.08.525,000212403822
NCUC60CT4+TDRNF97U090M5C18.512.08.525,000212403824
NCUU60CP4+TDR+TXVNF97X080V5C18.511.78.225,000212403835
NCUC60CT4+TDRNF97X080V4C18.512.08.225,000212403826
NCUC60CT4+TDRNF96U090V5C18.512.08.225,000212403821
NCUC60CT4+TDRNF97X080V5C18.511.78.225,000212403827
NCUC60CT4+TDRNF97U090M4C18.511.78.225,200212403823
NCUU60CP4+TDR+TXVNF97X080V4C18.512.08.225,000212403834
NCUU60CP4+TDR+TXVNF97U090M4C18.511.78.225,200212403831
NCUU60CP4+TDR+TXVNF96U090V5C18.512.08.225,000212403829
NCHC51CT4+TDRNF97X080V5C18.512.07.824,400212403818
NCHC51CT4+TDRNF97X080V4C18.512.07.824,400212403817
NCHC48CT4+TDRNF97U090M5C18.512.07.824,000212403806
NCHC51CT4+TDRNF97U090M4C18.512.07.824,600212403814
NCHC48CT4+TDRNF97X080V4C18.512.07.824,200212403808
NCHC51CT4+TDRNF96U090V5C18.512.07.824,400212403812
NCHC48CT4+TDRNF96U090V5C18.512.07.824,200212403803
Yearly running cost in 10 large cities$1,136-$3,284

At each state's average electricity price and the city's typical heating and cooling hours.

Questions5
What is the SEER2 rating of the GE NS22H48MA4-**A?
The GE NS22H48MA4-**A is rated at up to 19.5 SEER2 and 12.0 EER2 for cooling and up to 8.5 HSPF2 for heating. The exact figure depends on the indoor unit it is paired with; across its 28 certified matchups SEER2 ranges from 18.5-19.5.
Is the GE NS22H48MA4-**A good for cold climates?
It is not cold-climate certified: none of its matchups meet the ENERGY STAR cold-climate criteria (a COP of at least 1.75 at 5°F among other limits). In places with frequent sub-zero nights, pick a cold-climate 4-ton model.
How much does the GE NS22H48MA4-**A cost to run per year?
At its rated efficiency it costs about $1,136-$3,284 a year in electricity in large U.S. cities, depending on climate and local rates - for example $1,435 in Phoenix and $2,769 in Minneapolis. The calculator on this page works it out for your city and compares it with your current system.
Which indoor units work with the GE NS22H48MA4-**A?
ENERGY STAR lists 28 certified combinations for this outdoor unit. The highest-rated ones use NAM60V2TA4, NCUU60CP4+TDR+TXV, NCUC60CT4+TDR.
What refrigerant does the GE NS22H48MA4-**A use?
It uses R-410A. R-410A is being phased down under the EPA AIM Act, and new systems are moving to R-454B and R-32.

Running cost and savings

Pre-filled with this model. Pick your city and what you heat with today; everything else is optional.

Heat pump $1,441/yrYou save $949/yrSee details ↓
1. Where you live
Adjust heating and cooling hours

Filled in from your city's climate. Change them if you run the system much more or less than usual.

2. The heat pump GE NS22H48MA4-**A
3. What it replaces
4. Price replace the example with your quote
Heat pump, per year
$1,441
Current system, per year
$2,391
You save per year
$949
Payback
18.4 years
Net after 10 years
-$8,006

Cooling $848Heating $593Electricity used: 9,008 kWhSaved vs. a minimum-efficiency heat pump: $388

Estimates use the unit's rated SEER2 and HSPF2, full-load hours derived from NOAA 1991-2020 degree days, average residential electricity prices from the U.S. EIA (12 months to July 2026) and fuel prices from EIA (2025 for natural gas, week of 2026-10-05 for propane and heating oil). Very cold days that need backup heat are not modelled. Federal minimum for comparison: 14.3 SEER2 / 7.5 HSPF2.

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Source: ENERGY STAR Certified Heat Pumps (U.S. EPA), certification of May 27, 2026. How we use the data.