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      24,000 BTU mini-split heat pump · Climapure XZ

      Panasonic CU-XZ24AKUAC

      Below average cooling efficiency and very good heating efficiency for a 24,000 BTU mini-split heat pump, and certified for cold climates.

      Ranks #309 of 430 24,000 BTU mini-splits for cooling efficiency, and costs about $591 a year to run in a mixed climate like Atlanta.

      SEER2
      20.5 Cooling efficiency over a season
      Below average · beats 24%
      HSPF2
      11.0 Heating efficiency over a season
      Very good · beats 75%
      EER2
      11.8 Cooling efficiency on a 95°F day
      Below average · beats 18%
      Heat at 5°F
      20,400 BTU/h85% of its 47°F output
      Very good · beats 83%

      A good fit if…

      • Your winters get properly cold - it is ENERGY STAR cold-climate certified, with 20,400 BTU/h at 5°F.
      • It will heat most of the year - its HSPF2 beats 75% of mini-splits.
      • You want steady temperatures and quiet running - the compressor varies its speed.

      Think twice if…

      • Cooling cost matters most - its SEER2 is below average for mini-splits.

      Calculate my running cost

      Details

      Specifications24,000 BTU, R-32
      General
      BrandPanasonic
      Outdoor unit modelCU-XZ24AKUAC
      SeriesClimapure XZ
      TypeMini-split heat pump
      Nominal size24,000 BTU
      CompressorVariable-speed units run longer at low powerContinuously variable
      RefrigerantR-32
      Connected (smart) capableNo
      On the market sinceSeptember 25, 2024
      Last certifiedApril 17, 2026
      Cooling
      SEER2Seasonal efficiency, higher is better20.5 (range 20.5)
      EER2Efficiency at 95°F outdoors11.8
      Cooling capacity24,000 BTU/h
      Heating
      HSPF2Seasonal efficiency, higher is better11.0
      Capacity at 47°F24,000 BTU/h
      Capacity at 17°F25,200 BTU/h
      Capacity at 5°F20,400 BTU/h
      COP at 5°F2.0 = twice as efficient as a space heater2.25
      ENERGY STAR cold climateYes
      Heating output as it gets colder85% kept at 5°F

      Every heat pump delivers less heat as the outdoor temperature drops. Certified output of its matchup with CS-XZ24AKUAW at the standard test temperatures, in BTU/h:

      Certified matchups2 indoor units

      The same outdoor unit scores differently with each indoor unit. Ask your installer for the AHRI reference number of the exact system you are quoted.

      Indoor unitSEER2EER2HSPF2Heat @5°FAHRI ref.
      CS-XZ24AKUAW PANASONIC · cold climate20.511.811.020,400214837756
      CS-Z24AKUAW PANASONIC · cold climate20.511.811.020,400215387075
      Yearly running cost in 10 large cities$549-$1,396

      At each state's average electricity price and the city's typical heating and cooling hours.

      Questions5
      What is the SEER2 rating of the Panasonic CU-XZ24AKUAC?
      The Panasonic CU-XZ24AKUAC is rated at up to 20.5 SEER2 and 11.8 EER2 for cooling and up to 11.0 HSPF2 for heating. The exact figure depends on the indoor unit it is paired with.
      Is the Panasonic CU-XZ24AKUAC good for cold climates?
      Yes. At least one certified matchup meets the ENERGY STAR cold-climate criteria, delivering up to 20,400 BTU/h at 5°F with a COP of 2.25, so it is still 2.3 times as efficient as electric resistance heat at that temperature.
      How much does the Panasonic CU-XZ24AKUAC cost to run per year?
      At its rated efficiency it costs about $549-$1,396 a year in electricity in large U.S. cities, depending on climate and local rates - for example $667 in Phoenix and $1,159 in Minneapolis. The calculator on this page works it out for your city and compares it with your current system.
      Which indoor units work with the Panasonic CU-XZ24AKUAC?
      ENERGY STAR lists 2 certified combinations for this outdoor unit. The highest-rated ones use PANASONIC CS-XZ24AKUAW, PANASONIC CS-Z24AKUAW.
      What refrigerant does the Panasonic CU-XZ24AKUAC use?
      It uses R-32.

      Running cost and savings

      Pre-filled with this model. Pick your city and what you heat with today; everything else is optional.

      Heat pump $656/yrYou save $581/yrSee details ↓
      1. Where you live
      Adjust heating and cooling hours

      Filled in from your city's climate. Change them if you run the system much more or less than usual.

      2. The heat pump Panasonic CU-XZ24AKUAC
      3. What it replaces
      4. Price replace the example with your quote
      Heat pump, per year
      $656
      Current system, per year
      $1,238
      You save per year
      $581
      Payback
      15.5 years
      Net after 10 years
      -$3,190

      Cooling $412Heating $244Electricity used: 4,103 kWhSaved vs. a minimum-efficiency heat pump: $293

      Estimates use the unit's rated SEER2 and HSPF2, full-load hours derived from NOAA 1991-2020 degree days, average residential electricity prices from the U.S. EIA (12 months to July 2026) and fuel prices from EIA (2025 for natural gas, week of 2026-10-05 for propane and heating oil). Very cold days that need backup heat are not modelled. Federal minimum for comparison: 14.3 SEER2 / 7.5 HSPF2.

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      Source: ENERGY STAR Certified Heat Pumps (U.S. EPA), certification of April 17, 2026. How we use the data.