HVAC Rated

48,000 BTU mini-split heat pump · CSZ Sseies

Sea Breeze CSZ48H525ZMO

Below average cooling efficiency and very good heating efficiency for a 48,000 BTU mini-split heat pump, and certified for cold climates.

Ranks #116 of 146 48,000 BTU mini-splits for cooling efficiency, and costs about $1,307 a year to run in a mixed climate like Atlanta.

SEER2
18.5 Cooling efficiency over a season
Below average · beats 6%
HSPF2
11.0 Heating efficiency over a season
Very good · beats 75%
EER2
9.4 Cooling efficiency on a 95°F day
Below average · beats 2%
Heat at 5°F
47,500 BTU/h90% of its 47°F output
Below average · beats 36%

A good fit if…

  • Your winters get properly cold - it is ENERGY STAR cold-climate certified, with 47,500 BTU/h at 5°F.
  • It will heat most of the year - its HSPF2 beats 75% of mini-splits.
  • You want steady temperatures and quiet running - the compressor varies its speed.

Think twice if…

  • Cooling cost matters most - its SEER2 is below average for mini-splits.

Calculate my running cost

Details

Specifications48,000 BTU, R-454B
General
BrandSea Breeze
Outdoor unit modelCSZ48H525ZMO
SeriesCSZ Sseies
TypeMini-split heat pump
Nominal size48,000 BTU
CompressorVariable-speed units run longer at low powerContinuously variable
RefrigerantR-454B
Connected (smart) capableNo
On the market sinceFebruary 28, 2025
Last certifiedMarch 4, 2025
Cooling
SEER2Seasonal efficiency, higher is better18.5 (range 18.0-18.5)
EER2Efficiency at 95°F outdoors9.4-10.0
Cooling capacity48,000 BTU/h
Heating
HSPF2Seasonal efficiency, higher is better10.1-11.0
Capacity at 47°F52,000-53,000 BTU/h
Capacity at 17°F38,500-44,000 BTU/h
Capacity at 5°F47,000-47,500 BTU/h
COP at 5°F2.0 = twice as efficient as a space heater1.83-1.96
ENERGY STAR cold climateYes
Heating output as it gets colder90% kept at 5°F

Every heat pump delivers less heat as the outdoor temperature drops. Certified output of its matchup with FC48H525ZMI at the standard test temperatures, in BTU/h:

Certified matchups2 indoor units

The same outdoor unit scores differently with each indoor unit. Ask your installer for the AHRI reference number of the exact system you are quoted.

Indoor unitSEER2EER2HSPF2Heat @5°FAHRI ref.
FC48H525ZMI SEA BREEZE+ · cold climate18.59.410.147,000216014142
CA48H525ZMI SEA BREEZE+ · cold climate18.010.011.047,500216014141
Yearly running cost in 10 large cities$1,217-$3,085

At each state's average electricity price and the city's typical heating and cooling hours.

Questions5
What is the SEER2 rating of the Sea Breeze CSZ48H525ZMO?
The Sea Breeze CSZ48H525ZMO is rated at up to 18.5 SEER2 and 9.4 EER2 for cooling and up to 11.0 HSPF2 for heating. The exact figure depends on the indoor unit it is paired with; across its 2 certified matchups SEER2 ranges from 18.0-18.5.
Is the Sea Breeze CSZ48H525ZMO good for cold climates?
Yes. At least one certified matchup meets the ENERGY STAR cold-climate criteria, delivering up to 47,500 BTU/h at 5°F with a COP of 1.96, so it is still 2.0 times as efficient as electric resistance heat at that temperature.
How much does the Sea Breeze CSZ48H525ZMO cost to run per year?
At its rated efficiency it costs about $1,217-$3,085 a year in electricity in large U.S. cities, depending on climate and local rates - for example $1,476 in Phoenix and $2,560 in Minneapolis. The calculator on this page works it out for your city and compares it with your current system.
Which indoor units work with the Sea Breeze CSZ48H525ZMO?
ENERGY STAR lists 2 certified combinations for this outdoor unit. The highest-rated ones use SEA BREEZE+ FC48H525ZMI, SEA BREEZE+ CA48H525ZMI.
What refrigerant does the Sea Breeze CSZ48H525ZMO use?
It uses R-454B.

Running cost and savings

Pre-filled with this model. Pick your city and what you heat with today; everything else is optional.

Heat pump $1,453/yrYou save $1,104/yrSee details ↓
1. Where you live
Adjust heating and cooling hours

Filled in from your city's climate. Change them if you run the system much more or less than usual.

2. The heat pump Sea Breeze CSZ48H525ZMO
3. What it replaces
4. Price replace the example with your quote
Heat pump, per year
$1,453
Current system, per year
$2,557
You save per year
$1,104
Payback
16.3 years
Net after 10 years
-$6,961

Cooling $913Heating $540Electricity used: 9,081 kWhSaved vs. a minimum-efficiency heat pump: $520

Estimates use the unit's rated SEER2 and HSPF2, full-load hours derived from NOAA 1991-2020 degree days, average residential electricity prices from the U.S. EIA (12 months to July 2026) and fuel prices from EIA (2025 for natural gas, week of 2026-10-05 for propane and heating oil). Very cold days that need backup heat are not modelled. Federal minimum for comparison: 14.3 SEER2 / 7.5 HSPF2.

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Source: ENERGY STAR Certified Heat Pumps (U.S. EPA), certification of March 4, 2025. How we use the data.